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Livery & Black Car Insurance in California

Commercial auto for chauffeured, limo, shuttle and party bus operators — with the CPUC TCP filing handled, so you can get and keep your permit.

Who we cover

We help California livery and chauffeured operators get coverage for these operations, subject to carrier eligibility:

Black car / executive sedan & SUV services
Limousines and stretch SUVs
Airport and hotel shuttles
Party buses and mini-coaches
Wedding, event and corporate chauffeur services
Owner-operators with 1 vehicle up to small fleets

What's covered

Coverage we arrange for livery and chauffeured vehicles, depending on your operation and carrier eligibility:

Auto liability at the limit your TCP permit requires
Physical damage (comp & collision) on sedans, SUVs, stretches and buses
Hired & non-owned auto
Uninsured / underinsured motorist
Medical payments
General liability & workers' comp if youu require it

Your TCP permit depends on your insurance

The CPUC won't issue or renew a charter-party (TCP) permit until liability coverage is on file, and the minimum limit is set by seating capacity. We write the policy at the right limit and e-file the proof of insurance with the CPUC. Airports like SAN and LAX have their own permit requirements on top of this - tell us where you operate and we'll match the certificate to it.

7 passengers or fewer: $750,000
8 to 15 passengers: $1,500,000
16 passengers or more: $5,000,000

Why livery operators call Allstar

Hard-to-place commercial auto is all we do, so a chauffeured risk is a normal Tuesday for us, not a referral out.

We know the markets that actually write chauffeured risks
Phone-first: quotes in a call, not a week of emails
New ventures and drivers with points still get quoted
CPUC e-filing handled when we bind
Certificates matched to airport and venue requirements
California statewide, licensed broker
(CA Lic #0L87147)
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