NEMT vehicles and operators we insure
We help California NEMT operators review coverage for these operations, subject to carrier eligibility:
Ambulatory
Ambulatory vans and sedans for passengers who can walk.
Accessible
Wheelchair-accessible vans with ramps, lifts and securement systems.
Gurney
Gurney and stretcher vans for non-emergency transportation.
New Ventures
New ventures seeking their first policy, subject to markets and underwriting.
Fleets
Growing and established fleets, with a review of broker and facility requirements.
Shuttle & Minibus
Passenger capacity and routes review for shuttle bus and minibuses based on use.
Beyond vehicle coverage: requirements to review
General liability: Send us any premises and operations liability requirements in your broker or facility contract.
Professional liability: Ask whether your contract requires separate protection for alleged errors in covered services; do not assume it is included in auto or general liability.
Abuse and molestation: Share any requirement for this coverage so availability, terms and exclusions can be reviewed. It is not automatically included.
These are coverage topics to discuss, not a promise of placement. Availability depends on the operation and carrier underwriting.
NEMT quote checklist
vehicle list and seating capacity
drivers and operating history
wheelchair, ambulatory or gurney services
service area
current coverage and loss history if available
broker/facility contract limits and endorsements
NEMT insurance coverage options
Coverage options depend on your operations and the selected policy. We review auto liability, comprehensive and collision, vehicle values, drivers and service area. Tell us about wheelchair lifts, ramps and other permanently installed equipment so their treatment can be confirmed with the carrier. General liability, workers’ compensation and other business coverage may need separate policies. Limits, deductibles, exclusions and contract requirements all matter.
Request a California NEMT quote
Have your vehicle list, driver details, operating history and broker or facility insurance requirements ready. We review the available markets and explain coverage options for your operation. NEMT may require additional underwriting time, particularly for new ventures or specialized vehicles. Coverage starts only after binding and the effective date are confirmed in writing. We then arrange certificates that reflect the issued policy; special endorsements may require carrier review.
(858) 299-1300
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Info@allstarutd.com
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(858) 299-1300